· Bankedright · playbooks
The IMAD number: the one piece of paper that proves your wire was clean
The Federal Reserve’s own proof that your wire was legitimate. What an IMAD number is, how to get one, and where it belongs in a freeze complaint.
Tag: recovery
- · Bankedright · playbooks
Mercury closed my account with no reason. What to do in week one
No explanation and no appeal button. What “no reason” usually means underneath, and the week-one moves that don’t make your file worse.
- · Bankedright · playbooks
Revolut froze our account for 10 days. Here’s what actually gets a response
Ten days of “routine check” with payroll due is a fintech freeze — it moves differently than a bank freeze. What gets a response, and what to run in parallel.
- · Bankedright · playbooks
Wise closed my account. The appeal window, your money, and what comes after
A red banner with a closure date, money still inside. What the “Customer Agreement” closure means, how the appeal works, and the week-one moves that help.
- · Bankedright · playbooks
Wise transfer stuck? US law gives you 180 days to force an answer
A delayed international transfer from the US is covered by the CFPB Remittance Rule: a formal notice of error, a mandatory 90-day investigation, and a 1-business-day fix. Almost nobody uses it.
- · Bankedright · playbooks
Chase froze my business account: the exact complaint ladder we file
Balance visible, available amount zero, support only repeats “routine check.” The exact complaint ladder that gets a chartered bank to respond.