· Bankedright · playbooks
The IMAD number: the one piece of paper that proves your wire was clean
The Federal Reserve’s own proof that your wire was legitimate. What an IMAD number is, how to get one, and where it belongs in a freeze complaint.
Tag: freeze
- · Bankedright · playbooks
Mercury closed my account with no reason. What to do in week one
No explanation and no appeal button. What “no reason” usually means underneath, and the week-one moves that don’t make your file worse.
- · Bankedright · playbooks
Revolut froze our account for 10 days. Here’s what actually gets a response
Ten days of “routine check” with payroll due is a fintech freeze — it moves differently than a bank freeze. What gets a response, and what to run in parallel.
- · Bankedright · playbooks
Fintech vs real bank for a business account: the freeze data
Revolut, Wise, and Mercury open in minutes for a reason — the same reason they close in minutes. The fintech vs chartered bank tradeoff, laid out plainly.
- · Bankedright · playbooks
Mercury wants proof of US operations. What actually passes the review
“US operations are required to maintain your Mercury account.” Why the 2026 re-verification wave is happening, and the one document that has been passing.
- · Bankedright · playbooks
Wise closed my account. The appeal window, your money, and what comes after
A red banner with a closure date, money still inside. What the “Customer Agreement” closure means, how the appeal works, and the week-one moves that help.