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Terms of Service

Last updated: July 18, 2026

These terms govern your use of bankedright.com (the “Site”) and everything Bankedright provides: free content, digital products, and consulting services. By using the Site, booking a call, or buying anything from us, you agree to them. If you do not agree, do not use the Site.

“Bankedright”, “we”, and “us” mean AnimaNova Ventures LLC, a Wyoming limited liability company and the operator of the Site. Our services are for business use by adults: you must be at least 18 years old and using the Site for business purposes to use our services. If you engage us on behalf of a company, you represent that you have authority to bind that company, and “you” includes it.

Arbitration notice: except for the disputes described in the “Governing law and disputes” section below, you agree that disputes between you and Bankedright will be resolved by binding individual arbitration, and you waive the right to participate in a class action or class-wide arbitration. You may opt out within 30 days, as described below.

Who we are, and who we are not

Bankedright is a consulting practice. We are not a bank, a law firm, an accounting firm, or a registered tax, investment, or financial advisor. Nothing on this Site, in our products, or in our engagements is legal, tax, accounting, investment, or financial advice, and nothing creates an attorney-client, fiduciary, or advisory relationship.

What we do: we help founders understand and execute publicly available processes for opening and maintaining US business banking relationships, in the right order, and we tell you when a licensed professional is required. Where your situation needs a lawyer, tax advisor, or other licensed professional, engaging one is your responsibility.

No guaranteed outcomes

Banks make their own decisions. We do not and cannot guarantee that any bank will approve, maintain, or unfreeze any account, or act within any timeframe. Approval, freezing, and closure decisions belong to the institutions alone.

Our written “Banked-or-We-Keep-Working” guarantee is a service commitment, not a promise of bank behavior and not a money-back guarantee. It is defined in the engagement agreement you sign before payment, is conditional on you completing the agreed steps in the agreed sequence, and its remedy — continued work at no additional charge — is the sole and exclusive remedy under it.

Client stories and examples on the Site describe real situations with identifying details changed or generalized. They are illustrations, not promises. Your results depend on your facts, your follow-through, and decisions made by third parties we do not control.

Your responsibilities

You are responsible for the accuracy and completeness of the information you give us, for your own decisions and their consequences, and for complying with the laws of every jurisdiction that applies to you, including tax, reporting, immigration, and sanctions rules. Our services are for lawful banking and business purposes only. We do not assist with, and you agree not to use anything we provide for, evading taxes, sanctions, reporting obligations, or any other law. We may refuse or end service to anyone whose situation or conduct raises legal, compliance, or integrity concerns, at our sole discretion.

Consulting engagements

Paid engagements, including the Unfreezable Founder Blueprint, are governed by an individual engagement agreement covering scope, fees, payment schedule, the guarantee, and confidentiality. If the engagement agreement conflicts with these terms, the engagement agreement wins for that engagement. Pricing, staged payments, and capacity described on the Site are summaries and invitations to apply, not binding offers; nothing is agreed until the engagement agreement is signed.

Unless the engagement agreement says otherwise, the following applies to all consulting services:

  • Your information drives the work. Our recommendations depend on the timeliness, accuracy, and completeness of what you tell us and on your stated intentions. Inaccurate or incomplete information can produce wrong or incomplete recommendations. If your facts change during an engagement — residency, entity, ownership, revenue, anything a bank would care about — you must tell us promptly. We do not audit or independently verify the information you provide, and our work includes no procedures designed to detect errors, fraud, or wrongdoing in your business.
  • Advice is point-in-time. Recommendations reflect institutional policies, procedures, and conditions as they exist during the engagement. Banks change requirements without notice. We have no obligation to update advice after an engagement concludes; updating it is a new engagement.
  • Written deliverables govern. Views shared on calls, in chat, or by email — including during any direct-access period — are based on limited analysis of the facts at hand. They are working guidance, not formal deliverables, and it may not be appropriate to act on them alone. Where a written deliverable exists, it supersedes anything said informally.
  • We never touch your money or credentials. We do not hold, move, or take custody of funds; we do not ask for or accept your banking credentials; we do not log into your accounts; and we do not act as your representative before any institution. Applications and communications with banks are made by you. We hold no property in trust and accept no fiduciary duties, and we do not make management decisions for your business.
  • Implementation is yours. You have final responsibility for reviewing deliverables and for deciding whether and how to implement anything we recommend.
  • Non-payment and withdrawal. We may suspend or end work for non-payment or for conduct that breaches these terms or the engagement agreement, and we may withdraw from an engagement where professional or compliance concerns require it. If work stops for those reasons, we are not responsible for deadlines you miss or consequences that follow, and fees for work already performed remain due.

Digital products and site content

All content we create — the Site, playbooks, checklists, templates, calculators, emails, and paid digital products — is owned by Bankedright and protected by copyright. Purchases and free downloads give you a personal, non-transferable license to use the material for your own business. You may not resell, republish, share, redistribute, or use it to build a competing product or service. We may revoke the license of anyone who breaches this section, without refund.

Free resources, including calculators and published playbooks, are provided for general information only, without warranty of any kind. Calculators run entirely in your browser and produce estimates from your inputs and the stated assumptions — they are not advice.

Where a product is described as versioned or including updates, updates are provided when and as we publish them. Your purchase is for the product as it exists at the time of purchase: it is not contingent on the delivery of any future content, feature, or update, or on any oral or written comment about future plans. We may change, suspend, or discontinue any free resource at any time without notice.

Feedback

If you send us suggestions, ideas, or other feedback about the Site or our services, you grant us a perpetual, irrevocable, royalty-free license to use it without restriction or compensation. Client stories and testimonials are only ever published under the terms agreed in your engagement agreement.

Third-party services

Booking, checkout, forms, and delivery run on third-party platforms (currently Cal.com, Stripe, Gumroad, and Tally). Your use of those platforms is governed by their own terms, and we are not responsible for their availability or conduct. Banks, government agencies, and other institutions referenced on the Site are not affiliated with us and have not endorsed us.

Refunds

Refunds, rescheduling, and chargebacks are covered by our Refund Policy, which is part of these terms.

Disclaimer of warranties

The Site, free resources, and digital products are provided “as is” and “as available”, without warranties of any kind, express or implied, including fitness for a particular purpose, accuracy, or non-infringement. Banking rules, institutional behavior, and procedures change without notice; content that was accurate when written may become outdated.

Limitation of liability

To the maximum extent permitted by law: we are not liable for indirect, incidental, consequential, special, or punitive damages, or for lost profits, lost revenue, lost data, frozen or closed accounts, missed opportunities, or decisions made by banks or other third parties. Our total aggregate liability for all claims arising out of the Site, products, or services is capped at the greater of the amounts you paid us in the three months before the event giving rise to the claim, or one hundred US dollars. Some jurisdictions do not allow certain exclusions; where that is the case, our liability is limited to the smallest amount the law allows.

Indemnification

You agree to indemnify and hold Bankedright harmless from claims, damages, and expenses (including reasonable legal fees) arising from your breach of these terms, your misuse of our content or services, information you provided that was inaccurate or incomplete, or your violation of any law or third-party right.

Governing law and disputes

These terms are governed by the laws of the State of Wyoming, USA, without regard to conflict-of-law rules.

Informal resolution first. Before filing any claim, you agree to contact us at hello@bankedright.com and attempt in good faith to resolve the dispute informally for 30 days.

Arbitration. Except for (a) small-claims disputes that either party brings individually in small claims court, and (b) claims for injunctive relief by either party, any dispute arising out of or in connection with these terms or our services will be finally settled by binding arbitration in Wyoming under the Federal Arbitration Act and the then-current rules of the American Arbitration Association, by one arbitrator appointed under those rules. Arbitration may be conducted remotely where the rules allow. Where arbitration does not apply, the exclusive venue for any action is the state and federal courts located in Wyoming, and each party waives any objection to that venue.

Individual basis; time limit. To the extent permitted by law, any dispute-resolution proceeding will be conducted only on an individual basis and not in a class, consolidated, or representative action, and claims must be filed within one year of the event giving rise to them.

Arbitration opt-out. You may opt out of binding arbitration within 30 days of first accepting these terms by emailing hello@bankedright.com with your full name and a clear statement that you opt out of arbitration.

General

If any provision of these terms is found unenforceable, the rest remain in effect. Our failure to enforce a provision is not a waiver of it. You may not assign these terms; we may assign them in connection with a sale or reorganization of the business. These terms, the Refund Policy, the Privacy Policy, and any signed engagement agreement are the entire agreement between us regarding the Site and our services.

Changes

We may update these terms at any time. The date above reflects the latest revision, and continued use of the Site after changes take effect constitutes acceptance.

Contact

Questions about these terms: hello@bankedright.com