The closure email cites “trading in cryptocurrency.” Nothing you did was illegal — the account is still gone. Why crypto trips the wire, and where to bank next.
The email looks routine. It isn’t. Wise is checking for registered-agent and virtual addresses. What passes, what fails, and the order to do it in.
A delayed international transfer from the US is covered by the CFPB Remittance Rule: a formal notice of error, a mandatory 90-day investigation, and a 1-business-day fix. Almost nobody uses it.
USD account details are back for personal and business accounts — unless your registered address is on Wise’s exclusion list. Who qualifies as of July 2026, and the one fix that is worse than the problem.
How banking in Paraguay works for foreigners: what opens before the cédula, the accounts worth having, and the six-month credit ladder.
Balance visible, available amount zero, support only repeats “routine check.” The exact complaint ladder that gets a chartered bank to respond.